Useful Information

Additional Information

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Finance Agreements

If a loan or hire purchase agreement is still outstanding and you buy the bike, the finance company will retain a legal interest in it until the loan is repaid in full and they may repossess it. The details of the agreement and the finance company are shown in the MCN Bikecheck report. Only consider buying such a vehicle once you have written proof from the finance company that the debt has been fully repaid.

You may believe that as an innocent purchaser you would retain good title on a vehicle in this situation. However, you would have to prove your status as an innocent purchaser to the finance company which, in practice, is an extremely difficult and lengthy process.

Don't risk it, MCN Bikecheck it

The exception to the above is Unit Stocking, which is a motor dealer's finance agreement. If you are buying from a dealer and this shows on your report, talk to the dealer about it and ask for confirmation of their liability in writing if you have any concerns.

If you would like more information about a finance agreement please contact our Service Support Team.

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High Risk

If the bike is recorded as being at 'High Risk' it means that the bike is being tracked by a third party and there is a chance that it is being sold fraudulently. You should not proceed with the purchase until our Service Support Team have fully investigated it on your behalf. Please note that if a bike appears on this database, we are obliged to inform the company that registered the 'High Risk' of the details of the check.

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Stolen Vehicle Database

The Police National Computer (PNC) is updated by the police each time a vehicle is reported stolen. If you check a vehicle which appears on this database, we are obliged to inform the Police. Our Service Support Team will then contact you with any further information available.

Do not consider proceeding with the purchase until you have received written confirmation from our Service Support Team that it has been recovered. If you buy a stolen vehicle it remains the property of the true owner or their insurance company who can repossess it.

Cloned Or Ringed Vehicles

A "clone" or "ringer" is a vehicle which has been stolen and has been given a false registration number and VIN. If this has happened, the data supplied will be for a different, but identical, vehicle. A clone or ringer is not covered by MCN Bikecheck Insurance.

The data supplied will not identify this situation but you can reduce the risk of buying a clone if you follow our Buying Advice.

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Useful MCN Bikecheck Information

To find out more about MCN Bikecheck, click on the links below:

You may also find it useful to read the information below:

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